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Financial Services

The information provided on this website is for general purposes only. While we endeavour to keep the information up to date and correct, we make no representation or warranties of any kind about the completeness, accuracy, reliability, suitability or availability with respect to the information, products or services. Even though we are able to provide links to other website, we have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorsement.

Anglicare WA Financial Counselling

Financial Counselling is for anyone seeking financial information. It is an inclusive service that is appropriate for people in a broad range of circumstances no matter where you live or how much you may earn.

Anglicare WA’s Financial Counsellors are qualified to:

  • Make assessment of financial situations
  • Provide information and options to address financial problems
  • Assist with resolutions if necessary
  • Advocate and negotiate with creditors
  • Make referrals to other useful services in the community
  • Provide information about government assistance that may be available
  • Support clients in developing their own budget
  • Relay relevant information about consumer credit and bankruptcy

Financial Counselling is free and confidential!

Office Locations:

Armadale – 9394 9200

Joondalup – 9301 8500

Rockingham – 9528 0702

Bunbury – 9792 1900

Busselton – 9754 1858

Collie – 9734 6500

Manjimup – 9777 1945

Mount Barker – 9851 2611

Katanning – 9821 9663

Albany – 9845 6666

Category: Financial Services

Anglicare WA Making Ends Meet

Making Ends Meet provides financial assistance, support and education to working families who are living in private rental accommodation and experiencing significant housing stress. This includes the payment of grants to help pay bills, negotiate repayment plans and give you the skills to manage your budget.

The program is designed to give families in crisis a foundation upon which to build a financially stable future.

Making Ends Meet is for people who are:

  • renting privately (not through Homeswest)
  • have a family
  • are currently working
  • in stable accommodation for 6 months or more
  • paying an increasing amount for rent
  • living in the city of Mandurah or Rockingham or Cockburn, or the town of Kwinana
  • working with an Anglicare WA Financial Counsellor

Office Locations:

Rockingham – 9528 0702

Mandurah – 9581 0583

Categories: Family Services, Financial Services,

Ascension Emergency Relief

Provides food parcels, advocacy, referrals and a listening ear to those in need. Open from 10:00am to 12:00pm on Fridays, requests can also be made for baby food and toiletries, and a sausage sizzle is provided.

Category: Financial Services

Blue Sky Community Group

Provides financial counselling, advocacy and negotiation, family support and information on tenancy, Centrelink issues and advocacy. Also provides programs and emergency relief. They work with a diverse cultural and ethnic background, Aboriginal and Torres Strait Islander people, people from CaLD backgrounds, disabilities, and people with diverse sexuality and gender identities. This service can be accessed if you live in the post codes 6054 6063, which includes Ashfield, Bassendean, Eden Hill, Lockridge, Kiara or Beechboro. The services is open Monday to Friday, 9:00am to 5:00pm.

Categories: Financial Services, General Contacts,

City of Cockburn Financial Counselling

Provides financial counselling to those in the City of Cockburn. They provide financial advice and assistance to help individuals to manage their debt and develop money management skills.  Open Monday –  Friday 9 am to 4 pm.

Category: Financial Services

Communicare Financial Counselling Service

Addresses financial crisis through provision of counselling, advocacy, referral and Hardship Utility Grant Scheme.

Category: Financial Services

Community Legal Centres Association (WA)

Provides a referral service to appropriate legal centres or other relevant organisations. Cmmunity Legal Centre services include information and advice; casework and minor assistance; representation and advocacy; community legal education; policy and law reform. Each Cmmunity Legal Centre may offer different services, depending on the needs of the community.

Categories: Financial Services, General Contacts, Legal Services,

Fremantle Community Legal Centre

Provides information, options, support and advocacy to empower individuals and families with the knowledge and skills to take control of their own financial situation. Provides advice on legal issues in family law, domestic violence retraining orders and general legal issues. Open Monday – Friday 9 am to 4 pm. Must make appointment. It is for families who are low income and disadvantaged also low income families who do not meet Centrelink criteria. Must be living in the Fremantle area.

Categories: Domestic and Family Services, Family Services, Financial Services, Legal Services,

Gosnells Community Legal Centre

Provides counselling, advocacy, and referral for families or individuals experiencing financial crisis. They can assist with preparing household budgets. They can also can provide advice on matters relating to Family law, Domestic violence and child support.

Categories: Domestic and Family Services, Family Services, Financial Services, General Contacts, Legal Services,

Indigo Junction

This service is provided by  and comprises of

  • Crisis accommodation.
  • Housing and advocacy.
  • Information.
  • Emergency relief.
  • Youth Services
  • Support and Education
  • Information / referrals
  • Community services

Indigo Junction Young People

Our Youth Service offers housing, tenancy support and education. Our goal is to provide a safe place where young people receive the support they need to set goals and work towards a positive future. We provide tailored support which includes specialist referrals, building independent living skills, job readiness and promoting links to education and training.

Services offered at our Youth Service include:


Indi House (Emergency Housing)

Indi Living Youth (Community Housing)

Support and Education


For more information:

Phone: 9274 1611

Email: youth@indigojunction.org.au

Visit: http://indigojunction.org.au/how-we-help/youth/overview/

Indigo Junction Families

The Family Service offers housing, support and education. Our team focuses on empowering families to build on their parenting and independent living skills. We also assist families to connect to specialist supports such as counselling, health and employment services where required. Families are encouraged to set personal goals as well creating a plan towards long term stable housing.

Services offered at the Family Service include:


Indi Place (On site supported housing)

Indi Living Families (Community Housing)

Support and Education


For more information:

Phone: 9250 5256

Email: family@indigojunction.org.au

Visit: http://indigojunction.org.au/how-we-help/families/overview/

Indigo Junction Community Service

Karnany Resource Centre is the base for our community service and is ideally located in the heart of Midland. Karnany provides a safe place for people to meet and share their stories. Our team builds an understanding of the person’s needs and connects them with the required services. The following services and programs operate at Karnany:




We provide a space at Karnany for the following services:


We realise that we can’t always offer people the services they require. Through our relationships with different service providers we are able to refer people to the support they need. Visit us and we can have a chat about your situation and create a support plan together.

For more information:

Phone: 9274 7929

Email: karnany@indigojunction.org.au

Visit: http://indigojunction.org.au/how-we-help/community/overview/

Categories: 24hr Emergency Contacts, Aboriginal and Torres Strait Islander Services, Accommodation, Alcohol and Drug Services, Family Services, Financial Services, Tenancy Support Services,

Jacaranda Community Centre Inc.

Provides financial counselling and a range of other services including emergency relief, financial literacy, counselling, youth programs, and parenting programs for Indigenous families who are at risk and live in Belmont and surrounding areas.

Categories: Aboriginal and Torres Strait Islander Services, Child and Youth Services, Family Services, Financial Services,

MercyCare – Mirrabooka Family Support Network

MercyCare is a lead agency for the Mirrabooka Family Support Network. The service provides family services, children’s services, counselling, drug and alcohol services, financial counselling services, legal advice, educational services and family dispute services.

Categories: Alcohol and Drug Services, Child and Youth Services, Family Services, Financial Services, General Contacts,

MercyCare Lending Services

Offers affordable and manageable interest free loans to help clients build a better life for thelmselves, and their families. The loan is aimed at helping people kick-start their future and create the life they are hoping for, can be used for a range of employment, training and education items. To be eligible, clients must be 18 years or over, an Australian resident with a health care card or a low income earner, able to show proof they can repay the loan and able to provide all documentation required for processing the loan.

Categories: Child and Youth Services, Financial Services, General Contacts,

Midland Information, Debt and Legal Advocacy Service (MIDLAS)

Provides information, options, support and advocacy to empower individuals and families with the knowledge and skills to take control their own financial situation. MIDLAS also offers a free legal service on assisting victims of family and domestic violence. This includes initial assistance and advice in family law (excluding property) and criminal injury compensation. if they are not able to assist they maybe able to provide appropriate referrals to a suitable, alternative legal practitioner.

Categories: Domestic and Family Services, Financial Services, Legal Services,

Multicultural Services Centre of WA (MSCWA)

MSCWA provides assistance to clients who are from culturally and linguistically diverse backgrounds. MSCWA currently provide the following programs:

  • Emergency Relief Program
  • MAITRI Mental Health Services
  • Multicultural Disability Services Program
  • My Health Our Health (MHOH)
  • Multicultural Health and Wellbeing Program
  • Multicultural Housing Services Program
  • Multicultural Media Services
  • Multicultural Wellness Program
  • Settlement Grants Program
  • Workforce Development Centre Program

Office Locations:

North Perth – 9328 1544

Wellness Centre – 9444 8283

Cannington – 9258 5188

Mirrabooka – 9344 7858

Morley – 9275 4555/6150 9326

Bunbury – 9791 5281

Categories: Financial Services, General Contacts, Multicultural Services, Tenancy Support Services,

National Debt Hotline

Free financial counselling across Australia. It aims to help vulnerable individuals and families across a range of income levels manage their money, overcome financial adversity, participate in their communities and plan for the medium to long term. The service provides referrals for face to face counselling.

Category: Financial Services

Salvation Army – Financial Counselling Service

The service case manages around 15 people at a time, who have found themselves facing financial hardship. The service teaches life skills in budgeting and provides paralegal support to clients requiring this service. Advocacy is a key function of this service. The Financial Counsellor works closely with Family Support Services and the Family Accommodation Programme.

This service operates 5 days per week. Inquiries can be handled by ringing (08) 9349 7488 or by appointment it further assistance is required.

Categories: Family Services, Financial Services, General Contacts,

Salvation Army – Morley

The Salvation Army – Morley provides support to individuals and families facing a crisis to help them meet their immediate needs. The Salvation Army – Morley offers emergency relief services to help relieve the stresses faced by families and individuals in crisis.

Once your immediate needs have been met, the service can also help with talking to utility providers about any outstanding bills, help connect with Centrelink about getting a job, talk to police, or recommend other support services.

The Salvation Army – Morley provide other services including:

  • Mainly Music – for carers of preschool aged children to meet with other parents and enjoy a fun time of music with the children followed by a social time with refreshments for the adults.
  • Playgroup
  • Positive Lifestyle Program (PLP)
  • Youth Support

Categories: Child and Youth Services, Family Services, Financial Services, General Contacts,

Southcare Inc. Financial Counselling Service

Provides community services to people in the Manning area and surrounds. Services provided include the SouthCare Op Shop, Aboriginal Community and Family Support, emergency relief and financial counselling. Contact the service on 9450 6233 for further assessment and follow up.

Op Shop: 54 Bickley Crescent, Manning

Monday to Friday – 9:00am to 1:00pm

Categories: Financial Services, General Contacts,

Sussex Street Community Law Service

Sussex Street Community Law Service offers a range of different services including:

  • Family Law Advice
  • Civil Law Advice
  • Minor Criminal Advice (Belmont outreach only)
  • Welfare Rights
  • Disability Discrimintation
  • Tenant Advocacy
  • Individual Disability Adovcacy
  • Financial Cousnelling
  • Night Legal Service
  • Emergency Relief
  • Outreach Services

For more information please make contact on 6253 9500 or visit http://www.sscls.asn.au/

Categories: Financial Services, General Contacts, Legal Services, Tenancy Support Services,

The Spiers Centre Inc.

The Spiers Centre Inc is committed to making a positive difference to the lives of individuals, families and the community in the northern suburbs. We do this by providing assistance through our emergency relief, financial counselling programs, through the provision of personal development programs and support groups and by engaging volunteers in a variety of our activities.

Our opening hours are between 9.00am and 4:00 pm each weekday, and we are situated at 2 Albatross Court Heathridge.

Categories: Family Services, Financial Services,

Unitingcare West – Creditcare

This service offers free and confidential financial counselling for West Australians.  Based in the Perth Central Business District and Fremantle, it encompasses financial crisis support, budgeting and some assistance with bills.

Categories: Financial Services, General Contacts,

WA No Interest Loans Network (NILS)

Recently merging with Anglicare WA; WA No Interest Loans Scheme (WA NILS) provides loans that are either ‘no interest’ or ‘low interest’ as well as affordable car and home contents insurance, and a matched savings scheme. Eligible clients can access a WA NILS loan of between $200 and $1,500 which has no interest, no fees and no charges attached to it.

Clients with a Healthcare Card, Pension or Veteran’s Affairs Card can apply, with loans mostly being used for essential household items and services.

Categories: Family Services, Financial Services, General Contacts,

Youth Legal Service

Youth Legal Service provides free professional legal services to children and young people (under 25 years) residing in Western Australia. In addition to client services, Youth Legal Service plays an active role in raising awareness of the legal rights and responsibilities of children and young people. Youth Legal Service provides legal advice and casework in the following areas, subject to capacity:

  • Criminal matters, including traffic offences
  • Motor vehicle accidents (not personal injury)
  • Contract law
  • Criminal injuries compensation
  • Violence and misconduct restraining orders
  • Leaving home
  • Spent convictions
  • Appealing criminal convictions

Regional Callers number: 1800 199 006

Categories: Child and Youth Services, Financial Services, General Contacts,